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Preapproval
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Get Preapproved with confidence

Why Preapproval Matters

We work to help you get pre-approved and on your way to home ownership! Simply fill out our mortgage preapproval form securely on our website. With a preapproval letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.

Some realtors require buyers to get pre-approved before even starting to house hunt. A simple mortgage preapproval letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.

How Your Credit Comes Into Play

Your credit plays a big role in the preapproval process. Lenders look at your credit score, income, and debt to understand how reliably you can repay a loan. Not sure where you stand? Sites like FreeCreditReport.com or CreditKarma.com can help you check your credit for free. If your score is on the lower side, reviewing your report and managing debt can help you move closer to approval.

If you have a credit score below 640, consider delving into your report to make sure it is accurate. Stay current with all monthly payments and reduce debt where possible to boost your score.

    What Are Your Goals?

    We Are Committed To Helping You Reach Them.

    Where is the home located?

    What type of home is it?

    Where are you in the home buying process?

    How do you plan to use your new home?

    Have you or your spouse served in the US military?

    What is your (or your spouse's) branch of military service?

    What is the approximate purchase price of the new property?

    $50,000

    How much do you have for a down payment?

    $500 (1% Down)

    What is the estimated value of your property?

    $50,000

    What is the balance of your first mortgage?

    $50,000

    Do you have a second mortgage?

    How much additional cash do you wish to borrow?

    $0

    What is your current employment status?

    What is your household gross (before taxes) annual income?

    What is your credit score?

    Have you had a bankruptcy or foreclosure in the past 3 years?

    What is your first & last name?

    What is your email address and phone number?

    We may communicate with you in a variety of different ways including by email, voicemail, mail, text and SMS messaging, and in person. Some communications occur through multiple channels. Such communications are confidential and only intended for you or persons authorized to act on your behalf. By using the Service, you acknowledge the following communications-related practices. By submitting your phone number you are agreeing to opt in to SMS messaging. Message and data rates may apply.