What To Do When You Inherit Real Estate
The passing of a loved one is often a difficult and emotional time. There are many things to arrange and…
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How much equity do I have in my home?
Home ownership is an admirable goal and one that many Americans work towards throughout their lives. You may think that…
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USDA Home Loan explained
Buying a home with no or minimal money used as a down payment can provide opportunities for buyers that otherwise…
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The FHA Loan explained
One of the biggest hurdles that first time homebuyers face is saving up for a sizable down payment on a…
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Qualifying for a Mortgage When You Work for Yourself
If you are a freelance employee or entrepreneur, you may wonder how your income stream will impact getting approved for…
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What a Mobile Notary Can Do for Your Home Purchase
One of the biggest events in a real estate transaction is the closing, when all parties sign the final contracts…
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What to Know When Buying a Second Home
Are you dreaming of a vacation with your toes in the sand? Or maybe you prefer a mountain getaway. No…
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Steps in refinancing your home
If your financial position has changed or the value of your home has gone up since you purchased it, you…
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When to Consider a Second Mortgage (And When to Avoid It)
Over half of American homeowners financed their home purchase and have a mortgage. Banks and lenders like this arrangement because…
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How To Buy a Home Out of State
The home search process can be very fun or very exhausting (or both). Some buyers love the search and enjoy…
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What You Will Pay When You Offer to Purchase a Home
Buying a home is one of the largest purchases that most Americans make in their lifetime. With so much money…
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How Long Does It Take to Close on a House?
Home buying is very exciting but typically doesn’t move quickly. The length of time it can take to finalize the…
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When to Refinance Your Home
When you purchase a home with a mortgage, part of the terms of your loan include an interest rate. This…
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Finding a Lender or Broker When Buying a House
The home buying search starts with house hunting but did you know that you should also be shopping around for…
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Common Terms Used When Financing a Home
If you are in the process of buying a home, you are probably looking to get a loan for your…
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Adjustable Rate Mortgages – Pros and Cons
Shopping for a new home can be a lot of fun. You get to explore neighborhoods, different styles of home,…
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Credit Matters When Purchasing a Home
When you start your house hunting process, you probably have a list of features that your dream home will have—an…
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What the Title Agent Does during Your New Home Purchase
So you have been house hunting, negotiated a price, and have an accepted offer to purchase your new home. Congratulations!…
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Understanding Your Amortization Schedule
Congratulations, you bought a house! Before you’re able to unpack the last box, your mortgage company has probably been in…
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What Is the Difference between Working with a Realtor and a Real Estate Agent?
If you are buying or selling a home, you have probably considered working with a real estate professional to represent…
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Renting v. Buying: By the Numbers
Have you ever wondered if you should rent or buy a home for yourself and your family? Here is a…
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What Are Points in Real Estate?
If you are purchasing or refinancing a home, chances are you have learned a lot of new terms. One of…
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How to Pay Down Your Mortgage during Tax Season
If you are a homeowner in the United States, you likely have a mortgage, a loan taken out to pay…
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How Your Debt-to-Income Ratio Impacts Your Home Buying Power
For the majority of home buyers, both first-time and experienced, a new home purchase is done by financing a large…
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Understanding Mortgage Points
When you get ready to purchase a home, one of the biggest factors in your decision is likely the cost.…
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Using the VA Streamline Loan
Veterans buying a home often use a special loan, backed by the Department of Veteran’s Affairs to purchase a personal…
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What Price Unlisted Means in Real Estate
One of the first questions that potential homebuyers have about a property for sale is the purchase price. If you…
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HUD-Approved Housing Counseling Agencies
No matter where you are in the homebuying process, you can reach out to a professional housing counselor through the…
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Ins and Outs of Homeowners Insurance
If you have looked at your monthly mortgage statement, you have probably seen a line for insurance. You may have…
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Should You Offer Above Asking Price for a Home?
In a seller’s real estate market, buyers are often in fierce competition to purchase a home. This leads many to…
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What Is a Hot Housing Market?
If you have been looking to purchase a home in 2021, you have probably been told that you are in…
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Using a 203(k) Loan to Buy Your Home
If you love the charm and character of older homes but don’t want to live in a construction zone as…
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Understanding Your Cash to Close When Buying a Home
You have saved and saved for a downpayment on a new home and are finally ready to sign all of…
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What You Need to Know about the FHA Loan
Getting ready to purchase a home? You’ve probably heard about the FHA loan, especially if you are a first-time homebuyer.…
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Getting the “Clear to Close” and What Comes Next
Going through the home buying process? It can feel like a never-ending journey of paperwork and verification to become a…
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Is the Zestimate Right for My House? Understanding Your Real Estate Tools
Whether you are buying, selling, or renting a home, you have probably spent at least a little bit of time…
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What to Do When You Are Outbid on a Home
Home sales are competitive right now. In many markets, offering the asking price isn’t enough to guarantee that you will…
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Questions to Ask Your Mortgage Lender
Whether you are an experienced home buyer or are looking to purchase your first property, shopping around for a mortgage…
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Understanding Debt-to-Income Ratio When Buying a Home
Most homebuyers get a loan to purchase their property called a mortgage. This is a specific type of loan that…
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What Is a VA Loan?
If you are a military member or Veteran considering buying a home, you have probably heard the term VA Loan…
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What is a Buyer’s Market and Are We in One?
People looking to buy a home have been seeing prices increase and supply dwindle to almost nothing in some areas.…
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Budgeting for Homeownership in a Crazy Market
There’s no denying that today’s housing market is expensive. With prices increasing dramatically in the past few years, many potential…
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What is the National Association of Realtors?
If you have ever bought or sold a home, chances are you worked with a real estate agent. These professionals…
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How to Find Housing in a Competitive Market
The housing market right now is hot, at least for sellers and landlords. It is extremely competitive for buyers and…
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Why Do Some Buyers Offer above Asking Price?
With the housing market so hot over the past few years, many buyers are offering above the seller’s asking price.…
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How to Become a Loan Officer
If you want to get more involved in a real estate career, you may have considered becoming a loan officer.…
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Can I Buy Real Estate Abroad?
If you have been dreaming about owning an exotic beach house, you may be surprised to find that it is…
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Buying & Selling High-End Real Estate
If you love shows like Selling Sunset and Million Dollar Listing, you may be wondering what it takes to get…
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Building Your Credit
If you are getting ready to buy a house in the next few years, taking time to build your credit…
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When Should I List My Home for Sale?
Thinking about selling your home? While each local area can vary (and a great real estate agent can help you…
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How to save for a down payment
It might seem like it will be costly to purchase a home, and you might think that you will have…
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Can I Afford a Mortgage?
If you’re getting ready to start house shopping, you’ve probably taken a good look at your budget and wondered how…
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Can I Use a USDA Loan to Buy a House?
Did you know that the United States Department of Agriculture, USDA, has a home loan program? The USDA Loan is…
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How Does a Mortgage Work Anyway?
If you plan to purchase a home, you have probably started to research the best mortgage options to make the…
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Does an FHA Loan Require PMI?
If you have been shopping around for different mortgage options, you’ve likely come across the FHA Loan. This mortgage is…
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What Is Required for a Conventional Mortgage?
When buying a home, most people use a conventional mortgage. This requires the home buyer to put down some amount…
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What Should I Do First: Sell My Home or Buy a New Home?
If you are moving due to a new job, relocating cities, needing a larger or smaller home, or any other…
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Getting Pre-Qualified for a Housing Offer
If you’re getting ready to start your housing search, there are a few documents that can be helpful to have…
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How Much Do You Need as a Down Payment on a House?
In the market to purchase a home? You may be wondering how much you need to save for a down…
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Working with a Local Real Estate Broker
For those in the market for a new home or looking to sell their current home, there are a lot…
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5 Things to Consider Before Buying a Foreclosed Home
In today’s challenging housing market, the allure of purchasing a foreclosed home at a lower cost can be irresistibly enticing.…
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First-Time Homebuyer Programs and Incentives: What’s New in 2024?
Navigating the journey to homeownership can be a complex process, especially for first-time buyers. Fortunately, 2024 brings a suite of…
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Navigating Home Buying in the Winter Market: Advantages & Strategies
Being in the mortgage industry we see and study the ebbs and flows of the housing market throughout the year.…
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Unlocking Homeownership: Strategies to Afford a Down Payment
For many prospective homebuyers, saving for a down payment can be a significant hurdle on the path to homeownership. However,…
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5 Crucial Questions to Ask a Mortgage Professional Before Buying a Home
When it comes to purchasing a home, securing the right mortgage is a pivotal step in the process. To ensure…
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Finding Your Home Sweet Spot: How to Determine What You Can Afford
Before you embark on your journey to homeownership, it’s crucial to determine how much home you can afford comfortably without…
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The Impact of Higher Mortgage Rates: What Homebuyers Need to Know
In the ever-changing landscape of the real estate market, one factor that significantly influences homebuyers is the fluctuation in mortgage…
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Choosing the Right Mortgage: A Comprehensive Comparison of Loan Types
Entering the realm of mortgages can feel like stepping into a labyrinth of choices. The key to successfully navigating this…
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Understanding Closing Costs: What Every Buyer Should Know
Buying a home is an exciting journey, but it comes with its share of expenses—one of which is closing costs.…
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How to Prepare Financially for Buying a Home in the New Year
As the New Year approaches, many people set resolutions to achieve major life goals—and buying a home often tops the…
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Who Should You Talk to First: A Mortgage Professional or a Real Estate Agent?
If you’re planning to buy a home, you might wonder who you should talk to first—a mortgage professional or a…
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How Rising Home Prices Impact Your Buying Power
Home prices have been on the rise, and this trend can significantly impact your ability to buy a home. Buyers…
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Top 5 Most Common Mortgage Types
When it comes to financing a home, choosing the right mortgage is crucial. With so many options available, it can…
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Should You Make Extra Mortgage Payments? What to Know
Paying Down Your Mortgage Faster For many homeowners, making an extra mortgage payment here and there seems like a smart…
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Spring 2025 Housing Market: What Buyers Need to Know
Why Spring is a Prime Time for Real Estate Spring consistently ranks as one of the most active seasons in…
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The Do’s and Don’ts of Applying for a Mortgage
Applying for a mortgage is an exciting step toward homeownership, but it’s important to approach the process carefully. Certain financial…
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